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Business Insurance: What You Need to Know 

 Business Insurance  So you started your own business. You've seen a hole in the market or come up with a brilliant new idea. You've got things underway and maybe even started to make a bit of money. Well, before you take one step further, it's time to think about insurance for your business. After all, you took a big risk starting your own company and that means you need to mitigate those risks as best you can.  The hardline fact about coverage and businesses is that you need it. Everything you have for your business, from vehicles to basic liability, requires insurance. Without...

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Why Contractor Insurance?

Contractor Liability Insurance Insurance is obviously a very important commodity in life, and for the modern day professional, it is essential. Professional/Business insurance is vital in the fast paced, often high risk commercial sphere, and it takes understanding its benefits to fully appreciate its importance. Business Insurance comes in many forms depending on circumstance and situation, and each cover policy is designed with an area of professional risk in mind. Contractor insurance specifically is small business insurance designed for those who are classed as contractors and work from...

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IT Contractor Insurance Explained

Contractor Insurance Contractor insurance is a vital commodity for any  contractor, their professional position requiring adequate protection against potentially devastating financial outcomes. Contractor insurance policies are adept products designed for a number of eventualities and are a good example of specifically designed small business insurance. Contractors are individuals who provide their professional services through limited companies on contract bases hired by larger firms. Unlike regular employees, contractors work for themselves, and this fact is something that can create...

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THE REASONS THAT WIDELY ACTIVATE CIVIL LIABILITY INSURANCE EXTENSIVELY

General Liability Insurance The age that we live in is becoming cognizant enough of their liabilities. Much before the results are out all acts of defence are kept ready. Doctors make it a point to pay huge amounts of money to get them insured as patients can try to make them accountable for careless or malpractice issues. This is very common in case of a liability insurance, patients are ready to file suits against anyone mistake done by them and demand a compensation. It is not only common for doctors but also for the education sector. Many schools adopt safer means to avoid any sort of litigation. So...

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WHAT CAN EMPLOYERS DO TO PREVENT WORK-RELATED CRASHES?

General Liability Insurance Employers: Set and enforce comprehensive motor vehicle driver safety policies.  Require the use of seat belts at all times for all occupants. Plan and manage travel. Consider whether the work can be done without driving. i Reducing the amount of driving workers do is the most effective way to prevent motor vehicle crashes. Set work schedules that allow workers to obey speed limits and follow applicable rules such as hours-of-service regulations. Encourage supervisors and drivers to decide on the driver’s route, destination, and travel schedule ahead of...

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